{"version":"https://jsonfeed.org/version/1","title":"Credit and Financial Services","home_page_url":"https://smartautofinancial.ca","description":"Credit and Financial Services","author":{"name":"Credit and Financial Services"},"items":[{"id":"https://smartautofinancial.ca/knowledge-hub/f/its-not-about-the-score-%E2%80%94-its-about-your-credit-behaviour","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/QzWo8G5\"/><p>Approved by George Wong, Certified Banking & Credit Analyst, Certified Equifax Credit Professional · Smart Auto Financial, Ontario</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/its-not-about-the-score-%E2%80%94-its-about-your-credit-behaviour","title":"It's Not About the Score — It's About Your Credit Behaviour","summary":"Approved by George Wong, Certified Banking & Credit Analyst, Certified Equifax Credit Professional · Smart Auto Financial, Ontario","date_modified":"2026-06-30T16:03:07Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/ontario-car-insurance-rates","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/Car-Insurance-Score.jpg\"/><p>By Ryan Rocca  Global News</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/ontario-car-insurance-rates","title":"Ontario car insurance rates","summary":"By Ryan Rocca  Global News","date_modified":"2022-07-09T13:15:22Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/bank-of-canada-interest-rate","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/Featured-Image-1200x750.jpg\"/><p> The Bank of Canada is a crown corporation and Canada's central bank. It was chartered in 1934 under the Bank of Canada Act and is responsible for formulating Canada's monetary policy and regulating Canada's financial sy...</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/bank-of-canada-interest-rate","title":"Bank of Canada Interest Rate","summary":" The Bank of Canada is a crown corporation and Canada's central bank. It was chartered in 1934 under the Bank of Canada Act and is responsible for formulating Canada's monetary policy and regulating Canada's financial sy...","date_modified":"2022-06-07T14:15:15Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/used-vehicle-supply-holds-steady-as-asking-prices-rise","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/UsedVehicles-Banner-two-silver-cars-and-two-bl.jpg\"/><p>A spring sales bounce that has been late coming and more spread out than expected has now led to used-vehicle supply holding largely steady in April, according to the Cox Automotive analysis of vAuto Available Inventory ...</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/used-vehicle-supply-holds-steady-as-asking-prices-rise","title":"Used Vehicle Supply Holds Steady as Asking Prices Rise","summary":"A spring sales bounce that has been late coming and more spread out than expected has now led to used-vehicle supply holding largely steady in April, according to the Cox Automotive analysis of vAuto Available Inventory ...","date_modified":"2022-05-20T20:08:13Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/ontario-cracking-down-on-foreign-real-estate","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/MinistryFinance1.jpg\"/><p>Government Increasing Non-Resident Speculation Tax to 20 Per Cent and Expanding it Provincewide </p>","url":"https://smartautofinancial.ca/knowledge-hub/f/ontario-cracking-down-on-foreign-real-estate","title":"Ontario Cracking Down on Foreign Real-Estate ","summary":"Government Increasing Non-Resident Speculation Tax to 20 Per Cent and Expanding it Provincewide ","date_modified":"2022-04-05T19:41:20Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/bank-of-canada-interest-rate-announcement-march-2-2022","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/D73QBNMR7JHTLF7XC4ZVWN2Z2U.jpg\"/><p>BoC hikes policy rate by 0.25 percentage points </p>","url":"https://smartautofinancial.ca/knowledge-hub/f/bank-of-canada-interest-rate-announcement-march-2-2022","title":"Bank of Canada Interest Rate Announcement (March 2, 2022)","summary":"BoC hikes policy rate by 0.25 percentage points ","date_modified":"2022-03-12T13:57:54Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/what-are-the-9-major-types-of-financial-institutions","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/bank-photo.jpg\"/><p> By MELISSA HORTON📷</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/what-are-the-9-major-types-of-financial-institutions","title":"What Are the 9 Major Types of Financial Institutions?","summary":" By MELISSA HORTON📷","date_modified":"2022-02-04T23:17:42Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/is-it-better-to-lease-finance-or-outright-buy-my-next-car","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/Credit-Score-to-Lease-a-Car-e1603205739636.jpg\"/><p>Whether you’re driving the kids to school, trekking to and from work or getting away for the weekend, your car is an indispensable part of your day-to-day life. But if it’s on its last legs (or if you’re thinking about b...</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/is-it-better-to-lease-finance-or-outright-buy-my-next-car","title":"Is it Better to Lease, Finance, or Outright Buy My Next Car?","summary":"Whether you’re driving the kids to school, trekking to and from work or getting away for the weekend, your car is an indispensable part of your day-to-day life. But if it’s on its last legs (or if you’re thinking about b...","date_modified":"2022-01-11T20:01:01Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/how-fast-will-a-car-loan-raise-my-credit-score","html_content":"<img src=\"https://img1.wsimg.com/isteam/stock/5zj7yZe\"/><p>By Eric Rosenberg, MBA\nReviewed by Lauren Bringle, AFC®\n</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/how-fast-will-a-car-loan-raise-my-credit-score","title":"How Fast Will a Car Loan Raise My Credit Score?","summary":"By Eric Rosenberg, MBA\nReviewed by Lauren Bringle, AFC®\n","date_modified":"2021-12-03T14:06:35Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/7-tips-to-get-approved-for-a-mortgage","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/home.jpg\"/><p>www.smartmortgage4u.ca</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/7-tips-to-get-approved-for-a-mortgage","title":"7 Tips to get approved for a Mortgage.","summary":"www.smartmortgage4u.ca","date_modified":"2021-11-13T14:00:30Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/minimize-credit-score-damage-from-late-payments","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/asian-businesswoman-stressful-and-headache-wit.jpg\"/><p>Paying 30 days or more past due could drop your score as much as 100 points. Try these strategies to manage payments.</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/minimize-credit-score-damage-from-late-payments","title":"Minimize Credit Score Damage From Late Payments","summary":"Paying 30 days or more past due could drop your score as much as 100 points. Try these strategies to manage payments.","date_modified":"2021-10-09T13:30:36Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/will-closing-a-credit-card-hurt-your-credit","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/credit-card.jpg\"/><p> 📷By Emily Starbuck Gerson</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/will-closing-a-credit-card-hurt-your-credit","title":"Will Closing a Credit Card Hurt Your Credit?","summary":" 📷By Emily Starbuck Gerson","date_modified":"2021-09-04T17:00:00Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/19-credit-score-myths-that-wont-go-away","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/56061650-fae5-4332-a59c-ac07221b1b7e/credit-score-myths-facts-1068x713.jpg\"/><p> BY LATOYA IRBY📷 Updated October 01, 2020</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/19-credit-score-myths-that-wont-go-away","title":"19 Credit Score Myths That Won't Go Away","summary":" BY LATOYA IRBY📷 Updated October 01, 2020","date_modified":"2021-08-04T13:28:36Z"},{"id":"https://smartautofinancial.ca/knowledge-hub/f/employee-spot-light","html_content":"<p>Meet Vannessa Taylor, a senior credit consultant and credit consultant at Smart Auto Financial. Vannessa has been with us since January 2020.</p>","url":"https://smartautofinancial.ca/knowledge-hub/f/employee-spot-light","title":"Employee Spot Light!","summary":"Meet Vannessa Taylor, a senior credit consultant and credit consultant at Smart Auto Financial. Vannessa has been with us since January 2020.","date_modified":"2021-07-23T00:53:59Z"}]}